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Personal Loans

Personal Loans for any purpose whether it's for new furniture, clothes or maybe your wedding even without the perfect credit history. An unsecured personal loan is a quick and easy way to obtain finance. There are so many personal loans choices out there for you that it keeps loan rates low so now really is a good time to apply for this kind of finance. This also means that you should shop around as much as you can to find the lowest rates

Bank Lenders

Payday Loans

Allow the consumer flexibility to borrow only what they need without committing to a  large amount over a long period. Unlike a  personal loan, the client can enter the contract, meet their objective and exit the contract.


Articles

Secured vs. Unsecured personal loans

To understand the difference between secured and unsecured personal loans it is helpful to consider the factors that banks take into consideration when making decisions on loan applications..

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Do you know whats in your Credit Report/File?

We have all wondered about our Credit Rating/History. What is a Credit Report? How do I get a copy of my Credit Report? How long does a default debt stay on my Credit Report? To find out more about Credit Ratings/History 

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Finance Brokers

Sometimes finding the right personal loan can be difficult thats why a finance broker is the best option. You supply them with the details of the loan you are looking for and they will source the best loan product for your needs.


Main Documents Needed When Applying For A Loan

Licence Or Photo Id

Proof Of Income

Proof Of Address


Main Selection Critera When Applying For A Loan

18 Years Of Age Or Over

Be a permanent Australian resident

 

 

 

Citibank Personal Loans

No matter what it is that you want, you can now get it with a Citibank Personal Loan.

An exotic holiday? The car of your dreams? Or that home renovation you've had your heart set on? You can borrow up to $75,000 at just 11.99% p.a.* (comparison rate 12.40% p.a.Ø).

 

Personal Loan allows you to:

•  SAVE with competitive fixed rates

•  SAVE 0.50% p.a. off your interest rate

Take out Loanguard Insurance when you apply and we'll discount your interest rate

•  Have the freedom to buy what you want

With terms from 1 to 5 years and loan amounts from $4,000 to $75,000, budgeting is made easy with set repayments.

•  Apply today and SAVE

The loan amount is disbursed directly into your account giving you the freedom to use as you choose and prioritise what dreams become a reality first.

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ANZ Personal Loans

Can't wait to get a car, plasma TV or something new for your home? Maybe you'd like to combine your other loans or credit card balances into one easy payment. With an ANZ Personal Loan there is no need to wait for the things you want or the money to get them

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National Australia Bank Personal Loans

It could be a new car or boat, a holiday, something special for your home, or perhaps just consolidating your debts.  Whatever it is, a NAB Personal Loan can help make it happen, with a range of options to suit your needs.

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Wizard Personal Loans

A Wizard personal loan is a quick and easy way to obtain finance. Whether you're in the market for a well-earned break, or you're just looking for a hand to help tie up those loose ends, Wizard would like to help.

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Non Bank Home Loans

Financial Services Online Personal Loans

Refused by the Banks,Bad Credit history,Discharged Bankrupt,Self-employed. FSO can help find your personal loan solution - regardless of your situation… Unsecured personal loans can really help in a pinch. If your savings are low and your car breaks down, such a loan can patch up your life.

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 Artog Personal Loan

How YOU use YOUR personal loan is up to you, whether it be for renovations, holidays, medical expenses or other. Join thousands of other Australians and see how Artog can help YOU get a better deal.

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Easy Loan Personal Loans

Easy Loans Australia is one of the premier Online Loan providers.Specialising in providing finance where banks will not. If you have credit problems, are fully employed or self-employed, have income issues or employment issues, Easy-Loans Australia has the best solution for you.

With a fast approval process, a dedicated lending team and access to over 20 specialist lenders, they will find the best loan for you.

They specialise in non-conforming loans, personal loans and non-bank loans.

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Loan.com.au Personal Loans 

At loan.com.au we can put you in touch with lending managers who can access 25 different lenders with over 400 products, giving you easy access to the right loan. The lending managers loan more than $80 million each month throughout Australia, and are dedicated to providing prompt responses and excellent customer service

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